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File a Claim

We make the claims process as simple and stress-free as possible. Most claims are processed within 48 hours.

Need to file a claim immediately?
Our claims team is available Monday–Friday, 8am–8pm EST
✉ claims@driveprotectiongroup.com
Claims Process

How to File a Claim

Our streamlined claims process is designed to get you back on the road as quickly as possible.

1

Contact Us Before Repairs Begin

Before authorizing any repairs, contact the Drive Protection claims team. This is required for all covered claims. You can reach us by email at claims@driveprotectiongroup.com, through the Drive KeZ customer portal, or via the Drive KeZ mobile app. Do not authorize repairs without prior approval — unauthorized repairs may not be covered.

2

Provide Your Contract Information

Have your contract number, vehicle identification number (VIN), and current odometer reading ready. You'll also need to provide the name and contact information of the repair facility where your vehicle is located. Your contract number can be found on your contract documents or in the Drive KeZ customer portal.

3

Claims Review & Authorization

Our claims team will review your contract coverage and work directly with the repair facility to verify the diagnosis and obtain a repair estimate. For most claims, authorization is issued within 2–4 business hours. Complex claims requiring additional inspection may take up to 24 hours. We'll keep you informed throughout the process.

4

Repair Authorization Issued

Once approved, we issue a repair authorization directly to the repair facility. The facility can then proceed with the covered repairs. If your plan includes a rental car benefit, we'll also arrange rental reimbursement at this stage. You are responsible only for any applicable deductible.

5

Repairs Completed & Payment Issued

Once repairs are completed, the repair facility submits the final invoice to Drive Protection. We process payment directly to the facility within 24 hours of invoice receipt. You pay only your deductible (if applicable) directly to the repair facility. Your claim is then closed and documented in your contract history.

Coverage Types

Claims by Product Type

Different products have slightly different claims processes. Select your coverage type for specific instructions.

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Extended Warranty (VSC)

Contact us before repairs. We work directly with repair facilities.

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GAP Coverage

File after total loss declaration. Provide insurance settlement documents.

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Tire & Wheel

Contact us or visit any authorized tire center. Same-day authorization available.

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Windshield

Contact us or use our mobile service network. Quick chip repairs often same-day.

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Key Replacement

Contact claims team with proof of loss. Replacement typically within 24–48 hours.

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Roadside Assistance

Call the 24/7 roadside hotline or use the Drive KeZ app for immediate dispatch.

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Paintless Dent Repair

Schedule through our PDR technician network. Mobile service available in most areas.

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Theft Protection

File police report first, then contact claims with report number and insurance documents.

Online Claims Submission

Submit Your Claim Online

Use this form to initiate your claim. Our claims team will review your submission and contact you within 2 business hours during normal business hours (Monday–Friday, 8am–8pm EST).

⚠️ Important: For VSC (extended warranty) claims, do not authorize repairs before receiving approval from our claims team. Unauthorized repairs may not be covered under your contract.

Claims Contact Information

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Business Hours
Mon–Fri: 8:00 AM – 8:00 PM EST
Average Response Time
Within 2 Business Hours

Claim Submission Form

FAQ

Frequently Asked Questions

What information do I need to file a claim?
You'll need your contract number, vehicle VIN, current odometer reading, and the name and contact information of the repair facility. For GAP claims, you'll also need your primary insurance settlement documents and loan payoff statement.
How long does the claims process take?
Most routine claims are authorized within 2–4 business hours of submission. Complex claims requiring additional inspection may take up to 24 hours. GAP claims typically take 7–14 business days after all required documentation is received. Our average overall claims resolution time is under 48 hours.
Can I take my vehicle to any repair shop?
For VSC (extended warranty) claims, you may take your vehicle to any licensed repair facility in the United States. We recommend ASE-certified shops. For tire & wheel, windshield, and PDR claims, we have preferred networks that may offer faster service, but you are not required to use them.
What if my claim is denied?
If your claim is denied, you will receive a written explanation of the denial reason. You have the right to appeal any denial within 30 days. To appeal, submit a written request to claims@driveprotectiongroup.com with any additional supporting documentation. Our claims supervisor will review your appeal within 5 business days.
Does my coverage transfer if I sell my vehicle?
Yes, most Drive Protection products are transferable to a subsequent owner, which can increase the resale value of your vehicle. To transfer coverage, contact us with the new owner's information and the vehicle's current odometer reading. A transfer fee may apply. Transfer must be completed within 30 days of the vehicle sale.
Can I cancel my contract and get a refund?
Yes, you may cancel your contract at any time. If cancelled within the first 30 days with no claims filed, you receive a full refund. After 30 days, you receive a pro-rated refund based on time and mileage remaining on the contract, less a cancellation fee. Contact us at info@driveprotectiongroup.com to initiate a cancellation.

Questions About Your Coverage?

Our team is here to help. Contact us for any questions about your contract, coverage, or claims.

Email Claims Team General Contact